The Takeaway
- Many banks offer unadvertised “50+” or senior checking accounts that waive fees.
- You can often get overdraft refunds, free notary services, and even discounted safe deposit boxes.
- Some institutions release Social Security payments up to two days early.
- Trusted contact and account monitoring tools can help prevent scams.
- Credit unions often have the most flexible senior perks — and better rates.
Walk into a bank and you’ll see posters for car loans, business accounts, and mortgage rates. What you won’t see are the quiet little perks designed to make life easier for customers over 50. Banks don’t brag about them — but they can save you money, reduce hassle, and help protect your finances.
Here are ten of the best-kept secrets hiding behind your bank’s front desk.
