The Takeaway
- Small savings on monthly bills can snowball into big gains.
- Many expenses are negotiable — or avoidable.
- A quick review of your habits can lead to hundreds in annual savings.
- Even a “fixed income” has wiggle room when you ask the right questions.
When Paul retired, he thought he’d done everything right — no debt, a paid-off house, and a pension. But by month three, his bank account was tighter than he expected. Between cable, insurance, and subscriptions he forgot he had, he realized something important: retirement isn’t about going without — it’s about getting smart.
Here’s how to cut costs without cutting comfort — and the questions to ask yourself along the way:
